The Lending of Tommorow

Digital, automated and scalable with minimal risk

Learn how banks and lenders are making lending decisioning scalable, cost-efficient and customer-friendly, and significantly reducing default risk.


The new white paper is now available as a free download!

The Lending of Tommorow

What you will learn.

Read how Open Banking enables the automation of the loan decision and makes the entire lending process scalable, efficient and secure.

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More efficient processes.

The digitalisation of the lending process and the automation of the loan decision ensure a smooth process that delights both the customer and the bank.

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Less risk.

The optimised pre-selection of KPIs provides a high-quality data basis for safe decisions with less risk of default.

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Use Case DKB.

With the Sofortkredit, DKB offers a fully automated online consumer loan based on Open Banking technology.

Voices in the White Paper

In this white paper, you’ll discover what factors are essential to consider for an optimised loan process, how to address crossdepartmental challenges with the lending of the future and how to unlock value for banks and customers by adapting lending processes to the new technological paradigm through Open Banking collaborations.

Dirk Rudolf
Co-Founder and Managing Director FinTecSystems

“Digitalisation and automation allow standard processes to be designed so efficiently that higher throughput rates are achieved and even small-scale lending becomes economically viable for banks. In the end, customers also benefit from a wide range of services. For us, automated lending is the future of lending, because the growth figures for consumer loans clearly show customers’ desire for fast, digital transactions.”

Tilo Hacke
Board Member DKB

What are you waiting for?

Learn in this white paper what tomorrow's loan will look like and what opportunities it will offer for banks and lenders.